bizHUMM

How To Start & Grow Your Business

Home Finance Finance Misc.

7 Small Business Loans You Can Now Apply For Online

Aug 31

Finance Misc.

Flowerbed on sunny day
Finding the right fit for small business financing is a unique process for each business owner. The Small Business Administration, private investors, crowdfunders, family, and friends are all tried-and-true... MORE
  • Meredith Wood
  • Estimated reading time: 6 min read

  • Hummy's
    Highlights

    1Consider federal-based loans 2Loan based on need 3Be sure to shop and explore
  • Must login to save
Understanding Surety Bonds: The Very Basics finance-misc Finance Surety bonds can somewhat be confusing Marcus Jensen
May 18

Finance Misc.

What is a surety bond
Surety bonds can somewhat be confusing

Understanding Surety Bonds: The Very Basics
Companies often consider a surety bond to be a form of an insurance. While this mistake is common, and even not entirely a mistake, the characteristics of this legal... MORE
  • Marcus Jensen
  • Estimated reading time: 5 min read

  • Hummy's
    Highlights

    1What are actually surety bonds 2Who needs surety bonds 3How are surety bonds used
  • Must login to save
Startups Need Financial Planning First finance-misc Finance What's your startup's realistic budget? Aaron Aders From the Editor's Desk
Sep 18

Finance Misc.

Generate Leads/Industrial Turbine
What's your startup's realistic budget?

Startups Need Financial Planning First
You’ve got big ideas, but how do you get there from here? Without a detailed financial plan, taking action is a gamble, but so is putting your plans on hold. An... MORE
  • From the Editor's Desk
  • Estimated reading time: 2 min read

  • Hummy's
    Highlights

    1Be honest with yourself, it pays off. 2Forecasting your first year. 3Free planning resources help guide the way.
  • Must login to save
How to Outsource Business Processes finance-misc Finance Outsourcing strategy Comcast From the Editor's Desk
Sep 16

Finance Misc.

Businessman running in system of gears
Outsourcing strategy

How to Outsource Business Processes
It’s been well-established that any skills that lie outside of your “core competencies” are best outsourced to experts. What’s new is that cloud computing has blown the lid off the... MORE
  • From the Editor's Desk
  • Estimated reading time: 1 min read

  • Hummy's
    Highlights

    1Hiring out tech support and receptionist cuts costs. 2Now any operations you want to outsource are possible. 3Delegate non-value-added tasks to outside pros.
  • Must login to save
How a Healthy Business Doesn’t Guarantee Business Success finance-misc Finance Financial education is necessary Jeremy Quittner From the Editor's Desk
Apr 30

Finance Misc.

Keeping up with Speed of Business/Businessman running across intersection of city
Financial education is necessary

How a Healthy Business Doesn’t Guarantee Business Success
A study found that one of the key factors for business success is simply being savvy about financing and credit options, particularly the non-standard variety. It pays to be... GO TO ARTICLE
  • From the Editor's Desk

  • Hummy's
    Highlights

    1Knowledge of financial products goes a long way. 2The credit/loan-averse and uninformed don't do well. 3Struggling companies fail to plan and stay on budget.
  • Must login to save
It’s Time To Get Your Business Finances In Order finance-misc Finance Stay on top of it Nellie Akalp From the Editor's Desk
Apr 22

Finance Misc.

Finance-Money Saved in Bank Vault
Stay on top of it

It’s Time To Get Your Business Finances In Order
The more organized you are, the more control you have. Here are some tips if it seems impossible to find the time.GO TO ARTICLE
  • From the Editor's Desk

  • Hummy's
    Highlights

    1"Owners do not have a firm grasp on their financials." 2Make it easy for customers to pay, to keep cash flow. 3Keep up with accounting all year so you're organized.
  • Must login to save
3 Financial Worries That Didn’t Exist For Your Parents finance-misc Finance Technology makes overspending easy Emily Guy Birken From the Editor's Desk
Mar 18

Finance Misc.

Older couple sitting on beach
Technology makes overspending easy

3 Financial Worries That Didn’t Exist For Your Parents
Over the past few years, new complications and hazards have arisen for young people managing their finances. Here are a few new factors that will impact millennials.GO TO ARTICLE
  • From the Editor's Desk

  • Hummy's
    Highlights

    1Our once-secret "pain points" are now known to retailers. 2As ease of purchasing increases, so does spending. 3"Grey charges": automatic charges you're unaware of.
  • Must login to save
3 Limiting Myths About Small Business Loans Dismantled finance-misc Finance It's easier than people think Sam Hodges From the Editor's Desk
Mar 17

Finance Misc.

Cash in jar
It's easier than people think

3 Limiting Myths About Small Business Loans Dismantled
It’s true that the rules have changed for obtaining small business loans. As banks have become more gun-shy about lending to small businesses, it has become harder to get startup... MORE
  • From the Editor's Desk
  • Estimated reading time: 1 min read

  • Hummy's
    Highlights

    1Lenders take other data into account besides FICO. 2The old fashioned sit-down still is possible. 3Some newer lenders offer express disbursements.
  • Must login to save
Why Credit is Crucial for Small Businesses finance-misc Finance Do you know your score? From the Editor's Desk
Feb 04

Finance Misc.

Finance-Small Businesses on credit card article
Do you know your score?

Why Credit is Crucial for Small Businesses
If you have poor credit, it will be difficult to obtain the financing to run your business, and you may face numerous other obstacles. Whether your score has been hurt... MORE
  • From the Editor's Desk
  • Estimated reading time: 2 min read

  • Hummy's
    Highlights

    1Good credit is an advantage for small businesses. 2Look out for credit report errors and fix them. 3Use credit to build a positive credit rating.
  • Must login to save
Effectively Pricing Your Consulting Services finance-misc Finance Charge what you're worth Rhonda Day
Jan 23

Finance Misc.

Asian Businesswoman Working From Home Using Mobile Phone
Charge what you're worth

Effectively Pricing Your Consulting Services
Are you making what you are worth? Is your consulting service valued appropriately for the market? Is your annual income at the desired level? Entrepreneurs and small business owners... MORE
  • Rhonda Day
  • Estimated reading time: 3 min read

  • Hummy's
    Highlights

    1Determine your financial needs. 2Evaluate pricing options and marketing value. 3Set your price based on value of services/products.
  • Must login to save
Older